Professional Overhead Expense Insurance Plan
What Would Your Practice Do Without You?
If you were to become disabled, what would happen to your practice? You may have enough disability insurance to cover your personal needs during this period, but how will you pay your office expenses?
The AAO Endorsed Professional Overhead Expense Insurance Plan is designed to help solve this problem. It can pay up to $20,000 monthly during a covered disability to help provide the necessary funds for office expenses. With this coverage you can avoid using your savings or diverting your regular disability benefits to stay in business.
Eligibility
If you are an orthodontist under age 65 residing in the U.S. and an AAO member who regularly works at least 20 hours a week, or a full-time student member, then you are eligible for coverage. All coverage is subject to approval by New York Life.
Would you like more information?
For more information on the features, benefits, exclusions and rates for the Professional Overhead Expense Insurance Plan, click on:
If you have any questions, please contact us:
Plan Administration Office
159 E. County Line Road
Hatboro, PA 19040-1218
Or call toll-free: 1-800-622-0344
Click here to submit any questions on the AAO Endorsed Insurance Program.
Administered by: Affinity Insurance Services, Inc.
Michael Loughran licensed in Arkansas (License#: 233963)
Underwritten by New York Life Insurance Company, New York, NY 10010
This information briefly describes the general highlights of the Insurance Plan, and is for illustrative purposes only. Please consult the policy for complete details of all terms, conditions and exclusions.